Insurance for your study abroad program in Spain
Summary of guarantees and limits of the insurance in €

LUGGAGE			MAXIMUM CAPITAL
Theft and damages to your luggage or personal effects.			300
Delivery delay of more than 24 hours. Refund of expenses incurred due to the buying of essential toilet articles and clothes.			30
Travel documents, substitution expenses due to loss and theft.			60
DEATH OR DISABILITY			MAXIMUM AMOUNT
Compensation for death or disability.			6,000
DELAYS			MAXIMUM AMOUNT
Departure Delay. 30 € after the first 6 hours, and 30 € for every 6 hours more.			120
Departure cancellation due to strike.			60
Connection loss due to transport delay			60
Missed departure due to accident “in itinere”			60
Delay due to “overbooking”			60
CLASS LOSS			MAXIMUM AMOUNT
If there is hospitalisation superior to 5 days, due to lost classes there will be a compensation of 30 € per day, from the first day.			300
ACCIDENT OR ILLNESS We are permanently at your service 24 hours a day during the 365 days of the year.	MAXIMUM AMOUNT

Medical expenses in Spain (surgical, pharmaceutical, or hospitalisation)	1,200
Medical expenses abroad (surgical, pharmaceutical, or hospitalisation)	4,200
Hotel stay extension due to medical prescription, 40 € per day	400
Accompanying relative
If the hospitalisation is longer than 5 days, we pay two round trip tickets for two relatives.	No limit
Abroad, moreover, hotel expenses, 40 € per day and person	400
Children under age. Round Trip ticket for a relative when the insured person is a child under 15 years old.	No limit
Advanced return. Due to the death of a direct relative in Spain, round trip ticket.	No limit
Express message transmission	Included
Express postage of medicines not existing abroad.	Included
REPATRIATION	MAXIMUM AMOUNT
In case of illness or accident, we organise your transport, even by health plane.	No limit
Of deceased, to the place of burial in Spain	No limit
Of an insured companion.	No limit
CANCELLATION EXPENSES		MAXIMUM AMOUNT
We guarantee, up to the insured amount, quantities registered by the agency when you are not able to travel due to: Death, personal accident to the body or serious illness of the insured or of a direct relative, or because of a grave accident that affects his/her possessions and makes his presence essential.		600
COMPENSATION TRAVEL		MAXIMUM AMOUNT
In case of repatriation due to illness or accident, refund of ticket when 25% or more of the trip has not been completed.		Included
PRIVATE PERSONAL LIABILITY		MAXIMUM AMOUNT
Money compensation deposits, as well as costs and judicial expenses		60,000
EXTENSIONS		MAXIMUM AMOUNT
Medical expenses abroad (always together with principal guarantees), up to a maximum of		12,000
Luggage, up to a maximum of		3,000
Cancellation expenses, up to a maximum of		3,000

Insurance price in € (Extension bonus)

Guarantees Days	Medical expenses (*)	Luggage (**)	Cancellation expenses (**)
Up to 17 days	3.65	12.95	12.40
Up to 24 days	4.20	16.70	12.40
Up to 34 days	4.85	21.95	12.40
Additional month	2.85	4.95	12.40

(*) For every €3,000 more (expandable up to a maximum of €12,000 ).

(**) For every €300 more (expandable up to a maximum of €3,000 ).

Insurance price in € (Principle guarantee bonus) - 2006 Prices
Point of departure	Stay duration	Price
European students	Up to 17 days	€35
	Up to 24 days	€42
	Up to 34 days	€47
	Additional month	€25

Students from other continents	Up to 17 days	€75
	Up to 24 days	€89
	Up to 34 days	€105
	Additional month	€68